What percentage of Americans have a $2 million net worth?

About 12% of U.S. households had a net worth of $2 million or more in the Federal Reserve’s 2025 Survey of Consumer Finances, by our calculation from the Fed’s public data. That puts $2 million around the 87th percentile. With 134.8 million U.S. households, it comes to roughly 16 million of them.

The share grows with age:

• Under 35: about 1% of households have $2 million or more
• 35 to 44: about 6%
• 45 to 54: about 13%
• 55 to 64: about 18%
• 65 to 74: about 19%
• 75 and older: about 21%

These figures count households, so a couple’s combined net worth counts once, and home equity and retirement accounts are included. $2 million is well past the top 20% line of about $1.08 million and short of the top 10% line, about $2.54 million.

See where your own number lands with the net worth percentile calculator.