Is a net worth of $250,000 good?

Yes, for most people. $250,000 is just above the $215,900 median for all U.S. families in the Federal Reserve’s 2025 survey, which puts you around the 53rd percentile. About 47% of families have more.

Whether it’s fine or strong depends on your age. For families under 35, $250,000 is around the 83rd percentile; only about 1 in 6 have more. For 35 to 44 it’s around the 62nd percentile, well above that group’s $155,600 median. For 45 to 54 it sits right at the median of $253,700. For 55 to 64, where the median is $411,900, $250,000 is around the 42nd percentile, so a little below the middle.

What it’s made of matters too. $250,000 in retirement accounts and a paid-down house is a different position from $250,000 in a single property with a big mortgage. Check where your number lands with the net worth percentile by age calculator.